Financial Services Credit Underwriter Specialist WS
C​NH Industrial
Le Plessis, FR
il y a 6j

COMPANY PROFILE :

CNH Industrial is a global leader in the capital goods sector with established industrial experience, a wide range of products and a worldwide presence.

  • Each of the CNH Industrial's brands is a major international player in its specific industry : Case IH, New Holland Agriculture and Steyr for tractors and agricultural machinery;
  • Case and New Holland Construction for earth moving equipment; Iveco for commercial vehicles; Iveco Bus and Helieuz Bus for buses and coaches;
  • Iveco Astra for quarry and construction vehicles; Magirus for firefighting vehicles; Iveco Defence Vehicles for defence and civil protection;
  • and FPT Industrial for engines and transmissions.

    More information can be found on the corporate website : www.cnhindustrial.com

    PRIMARY FUNCTION :

    The Financial Services Credit Underwriter Specialist WS is responsible provide support into the evaluation of the financial condition and overall credit worthiness of more complex assigned CNH Industrial dealers, a specific CNH Industrial dealer country portfolio or new CNH Industrial dealer prospects in order to establish appropriate credit limits and collateral requirements that enable dealers to order and sell CNH Industrial Equipment

    ESSENTIAL RESPONSIBILITIES :

    Support into analyzing financial statements through the Financial Review process of an assigned dealer network on a timely basis according to procedures

    Prepare a Credit Approval Document (CAD) on larger dealer exposures with more complicated deal structures or a country dealer portfolio in order to support into recommendation / approval adequate credit lines, security structure or other risks and mitigants

    Support into assignment and communication of the credit rating / credit limit / conditions to internal and external stakeholders as appropriate

    Review / require underlying loan / legal documentation and security filings / collateral on a regular basis to ensure that CNHI FS is adequately secured and in compliance with policy / procedures

    Provide report in order to give direction to internal departments as well as external clients regarding questions for dealer financial statements / condition and rationale for assigned credit ratings

    Collaborate with the Portfolio Manager and other departments to manage the dealer relationship and credit needs

    Serve as department resource for complex financial / loan structures

    Provide report in order to facilitate a proper evaluation of new dealer application requests and ensuring that all loans granted are adequately documented and secured

    Support into extensive financial analysis on new business applications including business planning skills, knowledge / review of pro-

    forma financial statements, evaluation of buy / sell agreements and business valuation methodologies

    Comply with all Underwriting Policies and Procedures and corporate Delegation of Authority

    QUALIFICATIONS / REQUIREMENTS :

    Bachelor's degree required, accounting / finance or business preferred

    MBA desired

    Financial Analysis / credit analysis of at least 4-6 (6 for NA) years required

    Experience with Work-Out accounts a plus

    Demonstrated strong communication skills, both written and verbal

    Demonstrated solid financial analysis skills required as well as financial statement interpretations

    Experience in credit / banking desired

    Experience in the equipment financing industry is a plus

    Ability to appropriately plan, organize, prioritize and manage work processes

    Strong computer skills

    Good understanding of laws and regulations pertaining to the lending function is a plus

    English required plus another additional European language

    DESIRED CHARACTERISTICS :

    Experience in the equipment financing industry

    Experience with Work-Out accounts

    OTHER INFORMATION :

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